Rental property underwriting, priced simply

What you are paying for

Pro is not a bigger calculator — the maths is identical on the free tier. What you pay for is the workflow around the maths: keeping every deal you have looked at, applying the same assumptions to all of them, and producing something you can hand to a lender or a partner without rebuilding it in a spreadsheet. Investors who underwrite one property a month rarely need it. Investors who screen five a week almost always do.

Unlimited underwrites

The free tier allows two deals a day, which is enough to evaluate a shortlist but not enough to work a market. Pro removes the cap, so you can run every listing that looks plausible instead of rationing your analysis and guessing on the rest.

A saved pipeline you can compare

Every underwrite is stored with its inputs, so you can revisit a deal when the asking price drops or your quoted rate changes, and see the whole pipeline in one table sorted by cash-on-cash return, DSCR or cash flow. Comparing deals against each other, rather than against a mental benchmark, is what stops you from buying the best of three bad options.

Reusable underwriting presets

Your vacancy, maintenance, capital expenditure and management assumptions are the fingerprint of your underwriting. Presets apply them automatically to every new deal so results are consistent, and let you keep separate profiles for different markets or strategies — a self-managed local rental and an out-of-state managed one should not use the same expense load.

Branded PDF exports and shareable links

Export any deal as a clean PDF with your name, logo and contact details for lenders, private money partners or a JV partner, or send a read-only link that shows the analysis without exposing your account. Both use the same figures shown on screen, so there is nothing to reconcile.

Free versus Pro, in practice

Free gives you the full metric set — cap rate, cash-on-cash return, DSCR, net operating income, cash flow, expense ratio, gross rent multiplier and the 1% rule — plus the written verdict, twice a day, without an account. Test it on two deals you already know well before you pay for anything: open the free rental property underwriting calculator and check the output against your own model. If the numbers agree, the paid tier is about volume and presentation, not accuracy.

Billing, cancellation and refunds

Pro is billed monthly through Stripe and renews until you cancel. There is no contract, no setup fee and no cancellation fee; cancel at any time and you keep access through the end of the period you already paid for. New subscribers can request a full refund within 7 days of the first charge, no questions asked — the details, including EU and UK withdrawal rights, are in our refund policy. Billing terms sit in the terms of service and data handling in the privacy policy.

Still deciding?

Read the underwriting benchmarks we use on the blog — DSCR requirements, realistic expense ratios, cap rate versus cash-on-cash — or check the city underwriting pages for the market you are buying in. If you have a question the pricing table does not answer, email us from the contact page and you will get an answer from someone who underwrites deals, usually the same day.