Rental Property Underwriting in Orlando, FL
Tourism-adjacent rental market with STR overlap risk.
Typical SFR price
$340,000 – $430,000
3-bed rent (monthly)
$2,000 – $2,600
Effective property-tax rate
0.95% – 1.20%
Insurance (annual, ~$300k SFR)
$3,000 – $5,500
Gross rent-to-price (monthly)
0.55% – 0.70%
Landlord-tenant climate
landlord-friendly
Ranges compiled from Zillow, Redfin, and county assessor public data. Last reviewed 2025-10. Use as directional inputs, not appraisals.
What makes underwriting in Orlando different
- Check STR zoning before pricing rent — LTR comps can be misleading.
- Seasonal employment affects tenant screening; verify 12-month income.
- Insurance costs rising 20-30%/year — model annual increases.
Quick worked example
Mid-range Orlando deal: $385,000 purchase, $2,300/mo rent → gross yield 7.17%. Whether that cash-flows depends on your rate, down payment, taxes at post-sale assessment, and insurance quote — not the metro average.
Other US markets we cover
Rental underwriting in Atlanta, GA →Rental underwriting in Charlotte, NC →Rental underwriting in Raleigh, NC →Rental underwriting in Tampa, FL →Rental underwriting in Jacksonville, FL →Rental underwriting in Phoenix, AZ →Rental underwriting in Las Vegas, NV →Rental underwriting in Dallas, TX →Rental underwriting in Houston, TX →Rental underwriting in Austin, TX →Rental underwriting in San Antonio, TX →Rental underwriting in Columbus, OH →
Educational content only, not investment or legal advice. Verify all numbers with local professionals before making an offer.