Rental Property Underwriting in Jacksonville, FL
Best cash-flow metro in Florida with military-anchored demand.
Typical SFR price
$280,000 – $380,000
3-bed rent (monthly)
$1,700 – $2,200
Effective property-tax rate
0.95% – 1.20%
Insurance (annual, ~$300k SFR)
$2,500 – $4,500
Gross rent-to-price (monthly)
0.58% – 0.72%
Landlord-tenant climate
landlord-friendly
Ranges compiled from Zillow, Redfin, and county assessor public data. Last reviewed 2025-10. Use as directional inputs, not appraisals.
What makes underwriting in Jacksonville different
- NAS Jacksonville drives predictable turnover on 2-3 year cycles.
- Flood zones (X vs AE) change premiums by $2k+/year — always verify.
- Duval County landlord protections are among Florida's strongest.
Quick worked example
Mid-range Jacksonville deal: $330,000 purchase, $1,950/mo rent → gross yield 7.09%. Whether that cash-flows depends on your rate, down payment, taxes at post-sale assessment, and insurance quote — not the metro average.
Other US markets we cover
Rental underwriting in Atlanta, GA →Rental underwriting in Charlotte, NC →Rental underwriting in Raleigh, NC →Rental underwriting in Tampa, FL →Rental underwriting in Orlando, FL →Rental underwriting in Phoenix, AZ →Rental underwriting in Las Vegas, NV →Rental underwriting in Dallas, TX →Rental underwriting in Houston, TX →Rental underwriting in Austin, TX →Rental underwriting in San Antonio, TX →Rental underwriting in Columbus, OH →
Educational content only, not investment or legal advice. Verify all numbers with local professionals before making an offer.